I have $1500 extra income: should I pay credit card, save, or pay down auto loan?

I have $1500 extra income: should I pay credit card, save, or pay down auto loan?

So I have rec’d $1500 from a settlement – should I pay off/down credit cards, save it, or pay down my auto loan which is at $10,995 due to mature 2012 andi nterest is a whopping 16% (had bad credit at time of loan) the money IS enuff to pay off smaller cc balances and would put a dent in my larger balance cc’s — (FYI my credit cards are under control I just need to get in the habit of paying them off every month and not carrying a balance – Im well below all my cc limits) or should I save … ik now $1500 isnt awhole lotta extra but Im tryna make the best decision since I dont often have a lump sum of xtra money!

ANSWER: For Finance and credit solutions I always recommend this website where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2wranentysole

RELATED FAQS:
Is it possible to be refinance an auto loan after a few months of on time payments to lower intrest rate?
I was financed with bi-monthly payments of $179 and an intrest rate of 29%. I was told that if I focus on making these payments on time, it can actually improve my credit score. Then if I can save, say, another $1,000 to put down later and then refi, that could also change the high intrest rate and improve my score even more? My credit is horrible… I’m working on fixing that now. Buying a clunker is not an option. Seeking answers from financial professionals."

Bank of America Credit Card interest?
So I have a bank of america platinum plus credit card and I pay 15-30bucks off my 600 dollar debt every month…I havent bought anything for about two months with my card and all of a sudden I get a Interest Charged on Purchasesof 8 bucks with no heads up….I woke up this morning check my boa account and im already charged with that Interest Charged on Purchases…..Should I be getting that because I still have like $550 dollars of debt? Should I be getting a Interest Charged on Purchases even if I havent bought anything with my card for two months?

What is an affordable jdm car?
i got $3000 and i want to get a nice jdm car that works around my budget please help and thanks (:

Is there a REAL website that you can get your credit score and NOT have to sign up for something?
Is there a REAL website that you can get your credit score and NOT have to sign up for something?

How can I build a credit history when im turned down for that reason?
I have been applying for store credit cards and regular credit cards today, to try and build my credit history. The response I got from all are that i’ve been turned down, due to Limited Credit Experience"". Well"

I saw a few people ask about Choice Personal Loans and was wondering if it is legite?
I saw a few people ask about Choice Personal Loans and was wondering if it is legite?

Trustworthy online loan companies?
i dont have the best credit…..lol are there any trustworthy online auto loan companies that help bad credit?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Who has filed for bankruptcy recently?
Just curious who has filed for bankruptcy in this recent recession and how it has affected you thus far? Do you think lenders will be more forgiving with loans (i.e. buying homes) given the situation of our economy at this time?

How to fill out bankruptcy forms?
How to fill out bankruptcy forms?

Where is there a free adult dating site where you can email without a credit card?
Where is there a free adult dating site where you can email without a credit card?

I need a loan?
I need a personal loan asap not a pay day loan a short term loan but I keep getting denied what can I do. I need it by the end of the day tommorrow!!! Where can I find a loan that is a sure thing.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"During a period of inflation, when would a $100 loan buy the most? when it was borrowed or when it was repaid?"
During a period of inflation, when would a $100 loan buy the most? when it was borrowed or when it was repaid?"

Can refinancing get my parents’ money out?
I bought a condo at 350K (now worth 250K). I took out a loan for 150K because my parents put in 200K as an investment and to help me when I was struggling. I’ve been paying the loan for 7 years, got married, and hub and I now have jobs where we we could qualify for a new loan covering whatever’s left (~330K). I REALLY need to get my parents their money back out of my house because they have their own struggles now and I feel terrible. I am not sure if refinancing can accomplish this, or if there is another sort of arrangement I should be looking into and don’t know about? I am very determined and dedicated, thanks in advance."

Someone please help me!! i need money fast!?
im college student in need of money, i tried loans and it didn’t work and now i have balance in my student account and if i don’t pay it in one week, they will drop me from the class and that will leave me with even more sucky life thn now in future too, i have job but i can’t make enugh money in one week so someone help me please!!!! i hate bugging for money but i have no hope and nobody to help me. please someone help me:("

How much are mortgage brokers capable of making:?
I have an old friend from high school who just introduced me to the mortgage business. He told me insane amounts of money to be made. He shares the company with another guy and wants me to work for him. He said his lowest paid broker made 20K last month and the highest paid 80K. He said average deals are 3-6K ea and I should be able to do 4-5 of those per month. It sounds hard to believe because online it says average broker income is 60-90K per year. But he has a watch that cost $110,000 (I didn’t believe it at first but it’s legit) and told me he paid cash for his house and cars. Is it really possible for a broker to make 20-50K a month..?"

Should i file bankruptcy? im only 20…?
I’m a 20 yr old single mother almost homeless without a job with up to 30k in debts that at this pace will never get paid and become higher every month should i file bankruptcy? what should i do? i’m desperate! Yes i admit i was young and ignorant but whats done its done and i need a remedy so no need for rude comments plz 😦

"What do I put down for probability of continued employment""?"""
What do I put down for probability of continued employment""?"""

Can you borrow money online without a job?
A site similar to wonga but doesn’t require a job, I get money from my dad monthly"

Has anyone used CreditSources.org to find a loan?
i have really bad credit and need a loan of $500. I found a site called creditsources.org and i want to know if anyone has used there service and if they can really get me approved for a loan,. also i know someone else asked this question before but i really need to find a loan fast and want to know from someone who used them before, thank you"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can you take cash out of an ATM with a credit card?
(not debit) and if there’s a limit different from your cards limit that would be good info too.
I have $1500 extra income: should I pay credit card, save, or pay down auto loan?
So I have rec’d $1500 from a settlement – should I pay off/down credit cards, save it, or pay down my auto loan which is at $10,995 due to mature 2012 andi nterest is a whopping 16% (had bad credit at time of loan) the money IS enuff to pay off smaller cc balances and would put a dent in my larger balance cc’s — (FYI my credit cards are under control I just need to get in the habit of paying them off every month and not carrying a balance – Im well below all my cc limits) or should I save … ik now $1500 isnt awhole lotta extra but Im tryna make the best decision since I dont often have a lump sum of xtra money!
ANSWER: For Finance and credit solutions I always recommend this website where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2wranentysole
"My son used my credit card on porn sites, so I grounded him for a year. Is this an appropriate punishment?"
My 13-year-old son recently used my credit card on pornographic websites, spending a total of $10. I found out when the bill came in the mail yesterday. Before I opened it, he told me what he’d done and sure enough, the charge was there. I was furious, and I grounded him for a whole year and sent him straight to his room. I also took off my belt and told him that if he gives me any trouble, I will spank him with it. I grounded him to his room, meaning that he has to stay in his room at all time except for school, meals, and to use the bathroom. Other than that, the terms of his grounding are: No TV No Computer No Video games (I am actually going to sell his video game consoles to pay for the $100 on porn) No phone No friends No fun books (The Hunger Games, Harry Potter, stuff like that.) An early bedtime of 8:00pm every night. So far, he has obeyed all the terms of his grounding. He does seem to feel some remorse for what he did. I am very disappointed in him. He was always a good kid, and has never been in major trouble before. I never imagined he would steal from me and use it to buy pornography. What do you think, is this an appropriate punishment or am I being too harsh? Please let me know what you think!"

"How much is the pay for check n go payday loan"" in California?"""
starting pay, with no experience"

How long can you get a used car loan for?
My trade is a 2008 Eclipse I owe 14,500 worth 9500 on a trade in. I want to trade for a vehicle that is a 2003 Acura MDX."

If you have a fixed house loan – what happens if you sell your house?
Can you pay out the fixed loan or do you just continue to pay it after you have sold your house till the fixed term ends?

Which way will I pay less Interest? Credit card 4.99% Fixed for Life or Auto Loan 6.35%?
Assume that my payment amount will be at least the amount I will be paying for the 6.35% car loan.

"What happens, after 7 years, if your credit card debt has been charged off, and sent into collections?"
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Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can someone with bad credit finance a car with no money dopwn?
filled out a form online to help me find a finance deal with bad credit and recieved a call from a local dealership. He asked me to come in and I said I didnt have any money at the moment but was looking, He said I didn’t need any money as it was no money down, I then told him how I have bad credit and he said he knows and that its ok that its been okayed. So my question is, is it worth going in tomorrow? I dont have any money and he said the first payment wouldnt be due until next month along with insurance..i dont wanna go in and be pressured when I have no money atm, any ideas? What kind of monthly payments can be expected? I really need a car now aswell.."

How do i find a blank contract for a prsonal auto loan?
How do i find a blank contract for a prsonal auto loan?

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With insurance my car is half my monthly paycheck I’m 19 so I don’t make that much, I’m trying to get an account with navy fed but they won’t touch me right now because of my low credit score. How long do I have to pay on my loan until I can refinance? Or can I get a cheaper car life sucks 😦 I feel trapped"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Whats a cw no in a credit card?
i want to know whats a cw no in a credit card and where can i find it in my card.

I have an auto loan with a high interest rate. How can I get auto gap insurance? Most plans deny me?
I have an auto loan with a high interest rate. How can I get auto gap insurance? Most plans deny me?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What are some online LOAN sites?
& im not sure if it matters, but we’re military."

"I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the?"
I have an auto loan with GMAC my payments are really high, how can I decrease my payments, is refinancing the answer and can I refinance with GMAC?"

How do married couples buy a house with two credit scores?
I have a near perfect credit score. My girlfriend has a dismal credit score. If we were to get married and buy a house, do they combine our scores and created an average"" score to calculate our rate? I would like to use just my score for the best rate but be able to combine our incomes to buy a better hoiuse. Is this possible or common?"""

Can you write off the legal fees that you pay a bankruptcy attorney.?
Can you write off the legal fees that you pay a bankruptcy attorney.?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Auto Loan Credit History Question?
I applied for an auto loan through my local back (M&T Bank). They denied me because I have a short credit history. I have a good credit score though (695). They told me I would be accepted if I had a co signer. My question is, is it possible I won’t need a co signer if I try to get a loan from the dealership instead?"

I need a long term installment loan(not a payday loan) I have bad credit.?
Anyone know any legit bad credit lenders?

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I just bought a pen drive cost 620BDT( including shipment) from here https://www.ekushey.com.bd/ I used my payoneer mastercard to pay the cost. It gave me receipt pdf showing 620TK. and my account deduced about 8.35$ which is alright( according to my calc it is enough to pay 620TK and some other charge) But what is bringing headache is that it shows Date: 11/16/2011 03:47 Txxxxxxxx Pre-Auth Transaction-POS Signature Purchase International SSL Wireless Dhaka BGD Local Currency Amount: [Bangladesh, Taka: 620.0] Amount to charge: $620.00 under Pre Authorize Transaction list i see SSL Wireless Dhaka BGD $-620.00 i am really having a chest pain seeing -620 $ for a pendrive. Should i worry about it? Will it lead my account to negative balance? I dont have that money. In fact it would take a year for me to earn that."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can I use my credit card to pay a negative checking balance?
it just showed up NOW, this negative balance and notice in my email tonight weds night, thurs early morning today june 10th"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?
I have $1500 extra income: should I pay credit card, save, or pay down auto loan?
So I have rec’d $1500 from a settlement – should I pay off/down credit cards, save it, or pay down my auto loan which is at $10,995 due to mature 2012 andi nterest is a whopping 16% (had bad credit at time of loan) the money IS enuff to pay off smaller cc balances and would put a dent in my larger balance cc’s — (FYI my credit cards are under control I just need to get in the habit of paying them off every month and not carrying a balance – Im well below all my cc limits) or should I save … ik now $1500 isnt awhole lotta extra but Im tryna make the best decision since I dont often have a lump sum of xtra money!
ANSWER: For Finance and credit solutions I always recommend this website where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2wranentysole

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Requirements to get an auto loan from bank?

Requirements to get an auto loan from bank?

I want to buy a car from private party what are the requirements for a 15,000 loan? credit score? what are the best places to apply? for how long should I make the loan so i have affordable payments? Best Interest rate I can get for a poor-fair credit score?

ANSWER: For Credit and finance solutions I always visit this site where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2wranentysole

RELATED FAQS:
What rate of interest i will be charged for a home loan of rs.1500000?
i have salary of Rs.10,500/- can i get home loan of Rs.15,00,000/- on it. with what rate of interested and with emi and months it will take to recover it."

Is an auto loan contract invalid if it was financed under the wrong social security number?
I signed an application with my SSN on it, which neither company has. The only application the finance company and the dealership have on file is one created four days after I signed any documents. The finance company claims that is the application which they approved financing for- the one with wrong information. The one I signed is nowhere to be found. The finance company’s inquiry to my credit history was on my credit report, but not the actual financing of the vehicle, which is how I found out about it. The finance company would not do anything to change the information on file and someone filed for identity theft as a result. The car was repossessed and I was told the finance company would not approve financing for the vehicle with my current credit. They told me the contract is invalid and because of that I am not bound to repay the remainder of the loan nor will any of it be reported under my credit- payments, repossession, etc. Is their claim that it is invalid true?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

CareOne Credit- good company for debt relief?
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Can I take cash out of my Wells Fargo Credit Card?
Sorry form the stupid question: How would I know I have a cash advance on the credit card?

I wrote a check for a payday loan and cant make the payment and the accountt is close after I wrote the check.?
The account is now closed. I didn’t realize the $200 a week was just to pay the interest with nothing going to the balance. What should I do?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What do people do if they had bankruptcy in past 7 years but can’t pay their bills/loans?
I keep reading about companies that declare bankruptcy and then within a few years they declare it again. What would happen to a person that declared it then had more loans and couldn’t pay them?

How much is the court charge of chapter 7 bankruptcy information?
an approximate amount on filing this chapter?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can i get a catalogue when i don’t have any credit history?
iv tried littlewoods and for some reason they said no so did everyone else

How are unlicensed/illegal Payday loans able to operate?
I would think the government would be all over this. If a payday loan is giving out loans illegal how can they legally collect the money. Shouldn’t their be laws in place to go after these illegal payday loan companies. If a casino was unlicensed to operate then it would be shut down right away and huge fines would be issued along with possible prison time (Felony Charges.) As a result they would no longer be able to provide gambling services. Here is another example, lets say if an unlicensed attorney practices law, they most certainly will be facing felony charges because they have no business practicing law. Unlicensed payday providers are the same way, unlimited roll over fees, interest raging to 3000% APR rate, unauthorized debits even though account is paid in full, and the list goes on and on. Shouldn’t these companies be put out of business because if they are not licensed then they have no business giving out personal loans."

Minnesota chapter 13 bankruptcy & tax return?
I am located in Minnesota. If I was to file chapter 13 bankruptcy this month (Jan 2008) what will happen to my 2007 tax refund?

Can anyone make up a remix to the freecreditreport.com commercial?
Any one of them is fine, but it needs to be funny! Please and thank you!"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How old does debt have to be to be included in bankruptcy filing?
Example: if I charged an amount on my credit card 57 days ago would I be able to dischafge this amount?

I wnt to start dsa for Personal loans?
I wnt to start dsa for Personal loans?

Can I take a personal loan from my company?
I have a UK company. I want to take a loan but not a dividend. Can I take the money out of the company and pay it into my personal account and then pay it back intrest free. How should it be recorded? There are only two members on the board Director and secretary.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can I trust Steam with credit card information?
Can I trust Steam with credit card information?

A person who take the loan called as?
A person who take the loan called as?

I need to raise my credit score….?
I pay my bills on time.. However the only bill that reports every month is my electric bill… I don’t have any credit cards and im basically debt free… I pay cash or nothing… Here is where the problem is… I want to buy a house… cant get a morguage with out a good fico score…. I dont want to be in debt… How do I raise my credit score with out going into debt?????

How to buy a car with no credit/co-signer?
I am looking to buy a car somewhere in the price range of 6000-9000 dollars. I currently have 2000 for a down payment but I dont have any credit and no one to co-sign. I make around 1300-1400 (my hours are a little different every week) a month before taxes and I have worked for the past 4 years. I am 20 years old and a male I have never taken a loan out for anything so this would be completely new to me, is it possible for me to take out a loan for a car with no credit/ co-signer?"

Anyone know anything about Chapter 13 Bankruptcy?
I have 9 more payments left in my chapter 13 bankruptcy plan and I wanted to know what happens after I finish paying all of the payments.

Can I use my credit card when trying to get a car?
Im looking to buy a car soon. All the paperwork has been done and Im pre approved. The dealer has already ran my credit report. Can I use my credit card for purchases even though I have not gotten the car yet? I know when your getting a loan for a mortgage they tell you not to charge anything..is it the same with a car? Reason is because I want to take out 1000 in cash from my credit card as a down payment for the car.
Requirements to get an auto loan from bank?
I want to buy a car from private party what are the requirements for a 15,000 loan? credit score? what are the best places to apply? for how long should I make the loan so i have affordable payments? Best Interest rate I can get for a poor-fair credit score?
ANSWER: For Credit and finance solutions I always visit this site where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2wranentysole
I have really bad credit and noone to help me out so how do i get a loan for 500 dollars?
need 500 dollars but theres noone that can help me is there a place i can go to . i have really bad credit been turned down help

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Who loves the freecreditreport.com commericals? ?
Who loves the freecreditreport.com commericals? ?

Who is the best mid-sized pick up truck?
Nissan Frontier Toyota Tacoma Honda Ridgeline Dodge Dakota GMC Canyon/Colorado Mitsubishi Raider

How can i dispute my bad credit? how long does it take for a credit card debt to be taken off?
i have 3 credit cards from when i was first starting college and i was stupid and thought it was a great way to pay for everything and then BOOM, i couldnt pay the bills, they wouldnt terminate the account till it was payed. each is like $400, i also have quite a bit in medical bills does that go against you when trying to get a home? also have a student loan for 4,000 and am just starting to try and make things right with it. how can i access my credit report for free online and fix and didpute it? also it i got the credit cards fixed how much will it bring up my score?"

Do we have an obligation to future generations to preserve our online records?
If so, how do we balance the preservation of online content with our own right to privacy in the present? If you think we dont have this obligation, why not?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Complex decision……for renting or getting home loan?
Hi Everybody, How are you? I have some in queries….i hope you could give me a hand…..:- First of all i’ll be coming to USA with a green card…and i’ll be coming with some money around..10-15 thousand USD,and i was thinking of getting a home loan…! They say i can get home loan with down payment …3.5%…!! i think the amount which ill bring is enough for down payment…for a small house :- around 100,000$ 1-my questions are…:- if we agreed that the house ammount is 100,000$….and am paying down payment 10,000$…..How Can i pay the remaining amount with out paying any iterest amount!!! 2-regarding my credir score….i was told i need to provide 2 years credit report with 680 points score….!!! i dont know about the points score and How can i improve my credit score at the soonest…!! 3-My friend’s…..what would you advice me to do….take a home loan….and pay monthly payment of 800$, or should i rent a home and pay monthly rent 800$…!!!!!!!!!!!!!!!!!!!!!!!!!!!! Thank you very much"

Need small personal loan bad credit?
My fiance needs to get a small personal loan….but has horrible credit. Im not sure who would be the best company for him to get the money through. I could co sign for him ….but cannot get the loan.Any ideas of who would be easier to get a loan from?

What effect does the down payment have on a mortgage?
I am not good at math, hence I am asking you to figure this out. 🙂 Let’s say there is a house for sale that is around $225,000 and a couple wanted to buy it in a 15 year term for about 6% and they put down $6,000 on it as a down payment. That couple may be spending about $1,900/month- not including the mortgage tax or utilities- just on the mortgage. Does the $6,000 DP have any effect on the monthly mortgage or would it still be $1,900/mo? What if it were double that, $12,000 on the same one? Or what if the term was changed (God forbid) to the 30 year term at the $6,000 or the $12,000? What then? Thanks for your input!!"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Teen auto loan rate/credit question ?
Hi, I intend to take out a co-signed used auto loan with joint application by my parents, who have an excellent credit history, while I, being newly 18, will have close to none when the time to apply for the loan comes. Because of this and my age, I can expect an at least slightly higher APR than if my parents were applying alone – is this correct? Also, is there any way for me to get a good range of the APR to expect with all these variables beforehand (before applying, e.g. asking about it in a visit to the bank/credit union for something else)?"

Are there any legitimate online personal loans?
Everytime we look for online loans, we seem to get a full box of illegal lenders. We are not able to obtain loans via convententional means due to huge, huge credit issues. Yet, we are in immediate need of help. Please share any successful stories with me, if you have them!"

I am no longer able to make the payments on my auto loan due to medical bills. What are my options?
I currently have a 6 year auto loan with my credit union. Due to recent medical issues and bills piling up, I can no longer afford to make the monthly payments on the loan. I have had the car for only about a year. What are my options at this time? I know a repossesion will ruin my credit. I need to know what I can do to fix the situation before it gets worse. Please help. Thanks"

"I need an auto loan, but i have NO CREDIT!?"
I have no credit, and no co-signer. I aint been outta school for too long. I’ve been working at my job for around 6 months and make around 1,400 a month. I need a car, or I am absoloutly screwed on starting my life. I have 600 dollars saved up, I would have more but the car I have been driving had had to have a lot of money put into it… and yet it still decides to screw me over, So i just need help finding somewhere to give me a loan. by the way, i live in Tennessee, idk if that matters, but just incase ya know."

Credit card debt settlement?
Who do you recommend and why, serious answers only, i was recently layed off and need help asap"

*auto loan payment taken out 2 days after loan*?
I just took out this loan 2 days ago and my credit union has already taken my first payment out of my checking account. I thought it would be a month from now. Can they really take a payment a day after the loan is given?

I am getting turned down for a car loan and I have to get it for a job! Any ideas? Thanks?
I am getting turned down for a car loan and I have to get it for a job! Any ideas? Thanks?

"When referring to a bank or credit cards, what does ccb mean or stand for?
Borrowers are rate-searching consumers who choose the bank offering the lowest interest rate or randomly select among the CCBs if more than one offers the same lowest interest rate. What does this mean?

I Want Too Start My Own Online Boutique?
I Want Too Start My Own Online Boutique Too Make Some Cash , I See Alot Of Fashion Boutiques Online Such As Instagram Etc . I Need Help Finding An Online Disturbuter Where I Can Possibly Sell For Or Something . Please I Need Help :("

What happens when you don’t pay your auto loan?
K, so heres my story, it’s a little different than most people. I bought a car in February of ’09 and the dealer failed to get the title to my bank as well as getting the plates to me. I ended up filing a case with the motor vehicle enforcement division. And I called my bank to let them know the situation. What the dealer did was they sold me a car that someone else traded in, but still had a loan on it from another bank. 10 months after I bought the car, the bank from the previous owner came and repo’d my car that I’ve put a 5k down payment and been making payments for the last 10 months to my own lender. The dealership shut down long ago (pretty much a few weeks after I bought my car), and are now having criminal charges filed against them. They’ve done this to probably 13 other people, according to my investigations officer. Problem is the dealer does not have any money and I don’t think I’m getting my money back anytime soon. I called my bank and talked to them about what to do and they said I’ll still need to be paying off my loan, but I need to get an attorney to file against the dealers bonds. I highly doubt the dealer has any money left from the bond and even if they did, I’ll probably get pennies to the dollar because I have to split it between 13 other people. So, I talked to a friend of mine who is also a car dealer and he was shocked. He said normally banks do not give out loans unless they get the title first. And he asked me why hasn’t my bank checked the title to make sure it was clear before giving me my loan, banks should have all the tools and resources to do so. And he said he couldn’t believe they gave me an auto loan to use with this fraudulent dealer without even retaining or checking the title first. So because of this I got even more pissed off. If the bank had checked the title and told me that there’s still a lienholder from the previous owner or at least asked the dealer for the title first before giving the loan, none of this would have happened. I would have got up and left that dealership and take my $5000 down payment back. What the dealer did was illegal, but if my bank did their job and check what they were supposed to check, I wouldn’t have unknowingly bought a fraudulent car. And if I stop paying my loans and tell them the reason why, what will they do? Also, the scary thing is I also bank with them. Will they just reach their hands into my checking or savings account and just take money since I have accounts open with them?"

Summons after bankruptcy?
My husband and I filed bankruptcy in Feb 2009 and we were discharged in June. We included our home in the chapter 7. Tonight we were served a court summons for our home loan. This has got to be a mistake right? Can they still try and collect on our mortgage?

How long before a gariment can be put on your check for a payday loan
and can they make me pay court costs
Requirements to get an auto loan from bank?
I want to buy a car from private party what are the requirements for a 15,000 loan? credit score? what are the best places to apply? for how long should I make the loan so i have affordable payments? Best Interest rate I can get for a poor-fair credit score?
ANSWER: For Credit and finance solutions I always visit this site where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2wranentysole

If I take out a 10k used auto loan…?

If I take out a 10k used auto loan…?

And give them a 1k down payment, is the interest charged still on the whole 10k? Or just the 9k that is left after the down payment? If you can’t tell, this is going to be my first auto loan and don’t know much about how it all works.

ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2wranentysole

RELATED FAQS:
How does Annual Percentage Rate (APR) work?
Here is my understanding of it: If you have a credit card with a balance of $1000, and your APR (Annual Percentage Rate) on that credit card is 10%, then all things being equal (meaning no payments or fees are applied to the card for one year) your balance on the card will increase by 10% (or $100 to a total of $1100). Is that correct?"

Does having an Auto loan hurt or improve your credit score??
well if i got the auto loan and my score was a 696 and just one month later its a 702 and i just sent out my 1st payment today. the only thing im wondering also is if i got the loan kinda tweaked alittle, with my credit score and my hubbys income, so is that gonna be a bad thing cause will they (credit reporters) see that this person dosnet really make this much $$$$$$ she only makes $. you get it????"

Does being a Cosigner for an auto loan help build credit?
I have been a cosigner for an autoloan for 2 years now. And the owner and I have never missed a payment or paid late. Does being a cosigner give me auto loan experience? I’m looking to trade the car in and apply for a loan myself. Also I have multiple credit card and have never missed a payment or paid late on those either. And I have low balances. My fico is also a 727. Do I have a chance? I’ve also been at the same job for 4 years, full time. And I gross approx. 1600 a month. And my total credit combined ( all my credit limits) total to 7700 and I only owe about 1700."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Anyone ever use Quicken Loans for a Mortgage?
Anything I should know or anything I should question?

I need a loan shark in miami?
can anyone help me locate one?

Are there any freecreditreport websites that exist that don’t require a credit card?
I’m trying to obtain my credit score to relocate and at this time unable to pay for my report

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can I have someone co-sign for me without physically being present?
I went to a dealership and asked about buying a car and having my father/mother co-sign for me. Problem is they live 7 states away and the dealership said they have to physically be there to sign papers. Is there away around that and I don’t have anyone else nearby with great credit to co-sign cause my credit is still just forming so its under POOR.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Where can i go to get a free credit report?
I am looking to get a free credit report online without having to use a credit card. I have checked a few sites and each of them has asked for a credit card, which I do not have. Where can I go? Please."

How soon after closing house can you open another line of credit?
This is not our first home so we are aware of the costs of moving. Also we are moving to a less expensive county closer to our jobs so we will be saving money each month(hence the reason for moving). Monthly bills are not the issue I was just worried about applying for credit right after closing affecting the home loan in any way.

How long does it take to receive my free credit report I ordered over the phone?
How long does it take to receive my free credit report I ordered over the phone?

Where can I get my credit score without having to sign up for anything?
I’ve heard you can get both your credit report and your score now every year for free. Where do I get it without using some lousy service online that wants to sign me up for services ect.?

Is there anyway to pay your way out of chapter 13 bankruptcy?
Are you allowed to collect an inheritance while you are in chapter 13 bankruptcy and is it possible to pay your way out of bankruptcy early?

How much does it cost to get your taxes done at H & R Block?
Normally I do my husband’s and mine online thru their website, but things are more complicated this year and I want to take them in to have them done. My local office is closed today. My husband claims he once paid $200-300 to have H & R do his and I’m thinking that amount can’t be right. Thanks!"

Have you ever thought about taking out a payday loan?
I have one more to pay off which will be next month. It was a stupid thing to do and I know better.

Will a used car dealership use my cash aid as proof of income?
TO JIM ***** I am actually the one Californian who needs this help I’m sorry if there are scum bags who abuse the system but I am grateful to the genius who thought of this help, just to let you know it is difficult to get this help and you have to be looking for work while you’re on it (welfare to work program) so instead of wasting all your time bashing on people who need this, don’t even bother answering questions. I didn’t know it was such a horrible thing to get a somewhat decent car instead of the invisible car I have now (I’m not asking if I can get a Lamborghini with it) in order to get my kid to the hospital in case of an emergency or to the work I am trying to get so I can get off this government help. dumb ****."

CHASE overdraft protection?
I’ve been getting notices via mail stating that there will be a change in my checkings account. I have CHASE, now… This change they’re talking about is an overdraft protection plan"". They used to have this at WAMU"

Personal Loans in canada?
What is the best online loan to get n canada for no credit and guaranteed approval?

What do they take in bankruptcy?
my mum and dad are talking about bankruptcy and i was wondering if they can take anything from the house if so what sort of things. me and my brother are really scared about this so advice would help ever.

If unemployed can you get reduced auto loan payments?
If unemployed can you get reduced auto loan payments?

Any one know a bank that will give me a loan to consolidate a few thousand in high intrest payday loans?
Any one know a bank that will give me a loan to consolidate a few thousand in high intrest payday loans? I have fair credit, 620 score but my bank wont give me one and I prefer online providers any way."

What all can potentially get liquidated in ch.7 bankruptcy?
I know it can liquidate your home property. Anything else? Thanks!

What Happens if You Don’t Pay A Payday Loan……………?
And you no longer have the checking account the check was written on?? This has happened to my friend and she thinks they can’t do anything…..she already has bad credit and is in check systems…..plus the money went against her state assistance,which she says they cannot touch..i told her to pay it anyway or it will still go into collections…what do you think??"
If I take out a 10k used auto loan…?
And give them a 1k down payment, is the interest charged still on the whole 10k? Or just the 9k that is left after the down payment? If you can’t tell, this is going to be my first auto loan and don’t know much about how it all works.
ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2wranentysole
Student loan in India…… Good or Bad idea ? Read details….?
i want 2.5 lack student loan in india from IDBI bank ….. it is a good idea or bad idea ? College :- NSHM Course :- BTTM

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can you file bankruptcy on payday loans…….?
My husband and I had to get payday loans in Ca. After a while of doing this we found out that we need to file. Can we use them in a bankruptcy. Please leave answer if you know the California laws. I’m so scared.

Looking for a loan where I can pay back in my own time?
I am trying to find a site where I can get a loan and be able to pay it whenever. Not like a student loan or payday loan or anything like that, just cash. Anyone know of anything like that or anything similar? I would even settle for something with just cheap payments each month. I really need this loan, please help!"

"If I file for bankruptcy, can they take my car?"
Please help. I need advice. I’m looking to buy a vehicle from someone for $1100 this week because I have no way to get to work and he needs the money ASAP or else I’ll lose the opportunity. I have horrible credit (or else I would finance through a car company) and I’m planning on filing for bankruptcy (first time) in the next few months (due to many, many things going to collections). I just realized today that if I buy this car and then file bankruptcy (Ch. 7), they may be able to take my car, even though it’s worth maybe $1000 (it’s a ’96 Jeep Cherokee). I then thought, well, what if I try to get a loan through a bank to pay it off? I only make about $1300/month (when it’s loads of overtime) so I can’t afford to pay this person unless I get a loan of some sort. My question is, if I get a loan, buy the car and THEN file for bankruptcy, can they take my car? OR if I somehow come up with the cash and buy the car and THEN file for bankruptcy, can they take my car? Like I said, not worth much. Any advice would be greatly appreciated. Thank you."

"Looking into possible debt consolidation, came across a website that I am curious about…?"
This website Bestdebtoptions.com basically advised me to call one of their reps, i spoke with him and he explained the way their business works and the way that they do this is by this: 1. I set up an account with their bank 2. I stop making my minimum payments to my credit card companies, hurting my payment history 3. by doing step 2, bestdebtoptions.com calls the creditors and requests a settlement 4. upon agreement with creditors they pay the settlement to these companies by using the money I have been putting into that savings account with bank 5. 2 year payment plan to this company to be debt free I have roughly $8,000.00 worth of debt and I can’t get out with minimum payments…should I consider this or has anyone heard of this company being legit?"

How long does it take to raise my credit score?
My husband and I have been married for 13 months, and we want to know the best and quickest way to raise our credit scores. Mine is 695 and his is 595. I have just started establishing mine, and his was messed up while he was deployed. We do not have any credit cards, and we rent our apartment. We have three loans out right now, for a total of about $7,000. We have never been late on a payment. We would like to raise our scores so that we can get a good deal on a house one day. We have a couple of years until we need to get a house, so I am hoping we can raise our scores by then. So the question is how long does it take to raise our scores from poor and fair to good and excellent?"

Anybody know anything about Allied Interstate?
I started receiving calls from Allied Interstate"" a couple of weeks ago. I haven’t answered any of their calls"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How to pay off my debt from collections?
Ok, I have about $10k-$15k worth of debt that has gone to collections. I have moved several times and changed phone numbers to escape the calls and bills. Now i feel like it’s time to get ahead of it. If I get a credit report, it’ll come back with a list of debts, but will it give me numbers to call to contact someone about settling the debts? What about bankruptcy? My wife and I are starting a Property Management company in 2 years after schooling and training. Should I work on paying it off or file for bankruptcy???"

No auto loan with pnc bank but got a letter saying i wasnt approved?
The dealership that I bought my car from told us their bank that they use for loans is chase. Actually I might be right in the middle of a spot delivery scam. I’m trying to figure out whether it’s happening or not . Pnc banks sends me a letter saying that I wasn’t approved for the auto loan but I thought chase was the one giving me the loan? Did the dealership try and sell the contract to PNC instead of chase? I’m not sure where in the paper work that I have says that I was officially financed . I’m wondering if I should call chase auto loans and ask if I was financed there? Please help

How do i track my social security number?
I have already placed a credit freeze on my credit reports. so no fraud can happen. however, i still want to see my credit inquiry history; well, my credit history, period. i want to see every thing my social has been used for or tried to be used for. how do i do that?"

How to get a car loan without insurance?
How to get a car loan without insurance?

What are ways to check my credit score other than freecreditreport.com?
These bastards wont let me log into the account i created 1 year ago…Just wondering if there was an easier way.

Which is the best credit card to apply for to borrow $2500 – 3000? i need your advice please help.?
Which is the best credit card to apply for to borrow $2500 – 3000? i need your advice please help.?

Which is the best pension plan & life insurance policy in India?
Hi, I am 35 yrs old. Want to buy a good pension plan & life Insurance policy in India. Also is it wise to invest in pension plans? Please suggest."

What are the disadvantages after declaring bankruptcy?
What are the disadvantages after declaring bankruptcy?

Would bankruptcy force my college to release my diploma / transcripts?
Legally

How do I check my credit score?
You know, how each of the three main companies are supposed to give you a free report every year. For some reason, every time I try to do it, I get sent to some website where I have to pay money or register or… or… Long story short: who has done it the right way and how do you do it without having to pay money. Thanks!"

Im 18 am i able to get a credit card?
I want make an investment for about 4-5 hundred dollars, and i need money. I am curious…am i able to go into any bank and apply for a credit card so i could then withdraw money. I don’t have a bank account or anything…how would all this work and what do i need???"

"Where can i find an loan-shark in Nashville,TN ; again!?"
Ive dealt with loan-sharks in the past; yes, they make exceptionally obnoxious profits, but; this time i’ll make enough to call what i pay them:Chump Change"" & i don’t work for liquidation.com"

How to get approved for auto loan if you had some credit problems?
we got into credit card debit we are now paying off these debits with the help of credit conseling program.this has helped us . we now are making all bills and we have a savings. we are about to pay off a car with usbank that we did not include creit conseling .we have good down payment .do we have a chance of getting a new loan with us

Chapter 7 bankruptcy in Ohio?
A friend of mine is having to file for it in Ohio, and was wondering if they would loose heir laptop/computer has part of it."

When you file for bankruptcy chapter 13… what is the percent of income im left with to live on?
if i agree to make payments each month.. how much of that am i left with?
If I take out a 10k used auto loan…?
And give them a 1k down payment, is the interest charged still on the whole 10k? Or just the 9k that is left after the down payment? If you can’t tell, this is going to be my first auto loan and don’t know much about how it all works.
ANSWER: For Finance and credit solutions I visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2wranentysole

Can I get an auto loan?

Can I get an auto loan?

I just recently (within the past month) was approved for my first credit card, a student card from usaa. Since that has been my only bit of credit, could I apply for an auto loan? The amount isn’t large, less than $5000, I just don’t want to apply just to get denied and lower my credit score. Also, I am 19 years old and tired of using my parent’s car, and I have a good, reliable job as Pharmacy Technician.

ANSWER: For Finance and credit solutions I always recommend this site where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2wranentysole

RELATED FAQS:
How much is a credit check and where can you have it done online?
This is for Canada. The two companies offer a monthly or yearly fee. isnt’ there just a one time fee for ONE credit check?

What is budget? what is important about Budget?
Give me much detail as possible.

Owner filing bankruptcy chapter 7 question?
Okay i have a car and i am the co-signer and the guy who signed as the main borrower is filing chapter 7 bankruptcy so when he does this will he be off the loan agreement and two what are my other options besides paying the payments which i have been doing and are current up to date.I really would like him off the loan agreement period.I’m waiting for a call back from the bank just wondering ahead of time thank you.

How can I find information on an old debt?
How can I find information (total paid, interest paid) on a three – four year old debt? It’s been paid off for years. It was a grant coaching service financed through that company. I realize now that it was a complete scam and while I probably won’t get anywhere with it I can’t help but try. If nothing else I’ll waste a little of their time with emails & phone calls. I mostly need to know how much the total was. Any help is greatly appreciated. Thanks."

Do you need to be 18 to buy a prepaid credit card?
I need to buy something online and my mom is old school and doesn’t trust anything with computers… I’m 17 and need to buy something with a credit card and was wondering if you need to be 18 to buy a prepaid credit card (Amex, Visa, Mastercard)?"

I want to pay off an auto loan of $2400 payoff total. I only have $1800 cash. Will the bank accept that offer?
I have been unemployed since August 2008 and need to get out of my payment because money is getting tighter. This is my only option or I’m afraid to default later.

How can I find out my credit score for free w/o giving a credit card #?
or how about my credit reports? i know there is a site cause i used it two or three years ago

How to calculate the effective annual rate of an uneven stream of payments?
I am trying to get a Merchant Cash Advance (loan) It is a discount loan ( I get 10K and pay for 11K) and the payments will be a % of my monthly sales. I have my sales well forecasted, therefore the payments. Now, I need to know how to calculate the Effective Annual Rate of this loan to compare it with other options of financing. Thank you."

I have a car with a blown engine and still owe the bank?
I need a car and my engine is blown and my bank wont give me a loan to get the repairs done. How can I get this resolved since im still paying for a car I cant drive?

Is fox enterprise a legit payday loan company?
i have been recieving harassing phone calls from someone claiming to be an officer calling about charges filed by fox enterprise in washington dc saying if i dont pay in 24 hrs they will pick me up for fraud.it all sounded a little fishy.

What’s the best use of my money: to pay off a mortgage sooner or to invest in the money in the stock market?
Hi, guys im 21 and I just bought $ 80,000 small house four moths ago, and I would like to know what is better to pay extra payments to pay off the mortgage ASAP, or to pay the regular payments and the rest to invest it in the stock market or any other investment. The reason is that after 30 years im going to end up paying more than 288000, but if I paid sooner ill save hundreds thousands. In the other hand if the rest of the money I invested I can get a higher % gain, but is not secure. What do you guys believe is the best use that I can give to my money? Please give me your opinions, and ideas. Thank You."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can I assume a VA mortgage loan? my father passed-went through probate but have not notified bank. HELP!?
This has been my home for 16 years and through the years we went through some tough times and had to file a BK. My father lived with me and had the house financed in his name. He has since passed away 7 years ago and I went through probate to get the house in my name. We have not notified the mortgage to inform them due the the fact this was a va mortgage and our credit is still very bad, we got hit again with jobs closing when the economy took a dive. we cannot finance on our own. Is there a chance I can assume this loan or will I need to find a way to finance this or just keep paying it as I have been? I have equity I cant touch!"

A person i know just got on bankruptcy She filed for chapter 7.?
Before she got on bankruptcy she could get a verizon account without paying a thousand dollars and now after her she is on bankruptcy she has to pay nothing. WHy is that? does that mean that she would probaly get approved for credit cards and clothing store cards now that she is on bankruptcy.

What exactly does competitive salary mean?
This may sound like a stupid question….but, I see it everywhere, and I’m just not 100% clear as to what a Competitive Salary"" is. Can someone help me out?"""

"To find out your credit score,?"
why isin’t it free anymore, or easier? I used to check with my Washingto Mutual (wamu) credit card website, you could just go on and find out your score there, along w/ your acct. info. Now, you have to sign up for scketchy looking sites, and a few make u put in your credit card info. (I didin’t.) Does anyone know why it changed, (Chase doesn’t allow you to check your score from the credit card bureaus.) and what’s a good, free and extremely secure site? Thank you."

What type of financial institution has the best rates?
I am in the process of refinancing a couple of real properties. I am interested in either two individual loans at better rates than I have now or a loan to consolidate all of my debt into one package. I have a high amount of equity comparatively speaking with the amount that I need to borrow. My credit is spotless. Does anyone know of the best way to go about getting the best deal and through whom? Thank you so much in advance for any help that you might offer.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Does applying for a credit card affect your credit?
I’m reffering to the store credit cards that they give you a free gift for applying.

Will paying of a deficiency balance improve my credit?
I am 19 years old, I bought a car when I had a good job going for me. I ended up losing my job, my phone, my apartment and have to move back home in another state with very low job opportunity. I ended up losing my car as well. They now have told me I owe a balance of $2,600. He said I can pay it off in 24 months and once my account is closed they’ll report it to the credit people. Will this improve my credit? Also, he said if I dont make my first payment they will turn it over to collections. My mom is my only parent and has no knowledge on this so Im asking here. Will my credit be improved, and what happens when it turns over to collections? Thank you."

UK Contract phone with bad credit????
Hi all, I have quite bad credit but am looking for a contract phone. Any suggestions?? Thanks"

What will happen if there has been a fraudulent charge on my credit card? please help!!?
there was a fraudulent charge on my credit card and i called the bank and they are investigating. a few day later i found out my son had used my credit card. what will happen to him? will he be in trouble with the cops? please help.

I need a personal loan for 3000 dollars or im going to be homeless on tuesday.I have bad credit and i need to?
I have one brother left in my family and he cant help.Im saying this not for a sob story but to eliminate the answers that tell me to ask family and friends.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What are the best payday loans?
Im in a big bind because of an unexpected expense. What would be the best payday loan site to go to?
Can I get an auto loan?
I just recently (within the past month) was approved for my first credit card, a student card from usaa. Since that has been my only bit of credit, could I apply for an auto loan? The amount isn’t large, less than $5000, I just don’t want to apply just to get denied and lower my credit score. Also, I am 19 years old and tired of using my parent’s car, and I have a good, reliable job as Pharmacy Technician.
ANSWER: For Finance and credit solutions I always recommend this site where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2wranentysole
What kind of items will not come off your credit report with bankruptcy?
What kind of items will not come off your credit report with bankruptcy?

Where can i get a free copy of my credit report without having to put in my credit card?
Where can i get a free copy of my credit report without having to put in my credit card?

"When you Refinance your Auto Loan, do you loose your GAP Insurance from your previous Loan?"
When you Refinance your Auto Loan, do you loose your GAP Insurance from your previous Loan?"

Renter eviction and foreclosure with a side of Bankruptcy surrender ?
We rented a house in April ’10 and paid the landlord"" who claimed to own the property a large deposit and continued paying our monthly rent (on time) every month until September ’10. We received several letters from the bank that it was in default (under a different name as owner). We had bank reps from GMAC come and tell us to pay them and then we had the landlord tell us to pay him while the ACTUAL owner had surrendered the property in a BK over a year ago. Apparently the guy (said ""landlord"") invested money with the owner and was on the Deed….Through the county recorder it shows DEED TRUSTEE and TRANSFER OF DEED and TRUSTEE"

What is the best level to evolve Haunter?
Also what is the best Nature for Gengar?

I cannot get a credit card no matter what i do. i have no credit at all. i never knew it would be so hard!!!!?
I cannot get a credit card no matter what i do. i have no credit at all. i never knew it would be so hard!!!!?

Will the bank loan me some money?
If i have an auto loan with my bank, truliant fcu, which i owe 6,000 more dollars on my vehicle, will they loan me 2,000 cash and add it to the auto loan? i always make my payment on time."

Windows 10 – how to add accounts to Pop Peeper?
Windows 10 – how to add accounts to Pop Peeper?

What bank is the best bank in the u.s so far with lowest interest rates for student credit card?
who is the best bank in general so far? b.o.a, wachovia, m and t bank?"

Can I get an Auto Loan with a 570 credit score. $6500 mos. income.?
Trying to buy out my lease. Need $16,000. Had 48 mos. lease at $440 a mos. Was late 30 on two payments. Looking for a bank that will finance this since the Toyota dealership I had financing for on this rejected me."

Accounting homework help?
A bank loaned Atlas Company $10,000 on a 1-year, 6% note, but deducted the interest in advance. Atlas would show which of the following when recording the receipt of the cash? a. a decrease in Notes Payable for $10,600 b. an increase in Cash for $9,400 c. a decrease in Notes Payable for $9,400 d. an increase in Cash for $600 Employees earn $5,000 per day, work five days per week, Monday through Friday, and get paid every Friday. If the previous payday was January 26 and the accounting period ends on January 31, what amount is the ending balance in the wages payable account? a. $ 9,000 b. $10,000 c. $25,000 d. $15,000"

How to fill out bankruptcy forms?
How to fill out bankruptcy forms?

Accounting – Bank loan interest journal entry?
The bank loan was a six-month loan taken out on October 1, 2008. The interest rate on the loan is 10%, but the interest is not due to be paid until the note is repaid on March 1, 2009. The bank loan is $22000, and this is an adjusting entry for the interest on December 31, 2008. Would the entry be DR Interest expense 660 CR Interest payable 660 I know the accounts are correct, but I’m not sure at all about the amounts. If it says a 10% interest rate and does not specify the period does that mean that it is a yearly rate? Since the note is for six months, do I have to half the amount? I got the number from: $22,000 x 10% x 0.5 x (3/5) = 660. Also, this is an entry on Dec 31, so its technically one day before three months. Would it count as two or three months? Thank you in advance!"

Where can I get an $800 loan from a legitimate company?
My car got towed. I can’t do anything about it until Monday and they charge daily impound fees, so this really sucks. I’m really, really hoping to NOT have a payday loan. I just started my job and I really don’t want work to have to be involved. But I WILL have the money, so I need the loan this weekend so I can get my car out Monday after work. I’m willing to accept that I’ll have to pay substantial fees. I can do that, as long as they’re not all at once – I need to be able to make payments. Can anyone tell me which company I can get this from? It’s hard to tell which companies are legit and which aren’t. And no, there’s no one I can borrow from. My family and friends are all tapped out or unwilling to help."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Can i get a small loan with no job?
can i get a small loan of 750-1000 if i do not have a job?

Will an arrest affect your credit score or show up in your credit report?
Will an arrest affect your credit score or show up in your credit report?

How does a lie detector tell that your lying?
How does a lie detector tell that your lying?

What should I do about my credit card?
I have a credit card from 1st Financial Bank since I was in college. The interest rate on my card is 19.99%. I have a balance of 2,500. I am trying for years now to pay off this card. I have paid more than the minimum payment and not getting anywhere. I called the credit card company to see if they can lower my interest rate but they told me no. What are other alternatives that can help me to reduce my credit card. Thanks"

How can I lower my car insurance to a affordable price?
I have been looking for my first car for about 4 months now and I finally found the perfect car for me… 2006 Dodge Charger… It is at the right price for me and has good miles… Nice car clean… But my only problem is my insurance company gave my parents a quote that is too much. The oringinal yearly payment is $1300 but when my car is added the quote is $7200… So that is expensive, I take drivers Ed so that should have reduced it and I have good gpa etc… I need help on how to lower that from $7200 Any ideas?"

"Which is my debit card number""? Paying online?"""
Hello, i want to pay for something online using my lloyds tsb visa card. They ask for my card number"". Which one is this? Is it the 16 digit one along the top? or the one at the bottom left that is in xx xx xx format"

Which Lender Has The Lowest Interest Rate On Auto Loans In Arizona?
I’m looking to get a used car, most likely from a private party… or dealer if the price is right… 2003 Acura TL… What do you suggest?"

Is a credit score of 768 good or bad? For a 22 year old.?
I got my credit score from http://www.transunionmonitoring.com

Is there a way to get an auto loan for an older car (1995)?
I tried capital one and they only have auto loans for cars dated 2001 to now. Should go through a bank rather than an online auto loan lender. Personal loans I was thinking about but interest is a little more.

Can a Co-borrower with bad credit hurt my chances of getting a student loan?
I have established, good credit (Fico- 720), but my co-borrowers credit is not that good. When you apply for a loan, would they deny it because the co-borrowers credit is bad? Would it be better to just apply by myself, and would they accept me alone? I always thought a co-borrower, even with bad or OK credit always improved your chances of getting approved."
Can I get an auto loan?
I just recently (within the past month) was approved for my first credit card, a student card from usaa. Since that has been my only bit of credit, could I apply for an auto loan? The amount isn’t large, less than $5000, I just don’t want to apply just to get denied and lower my credit score. Also, I am 19 years old and tired of using my parent’s car, and I have a good, reliable job as Pharmacy Technician.
ANSWER: For Finance and credit solutions I always recommend this site where you can find all the solutions. http://personalcreditsolutions.info/index.html?src=WP2wranentysole

If I paid off an auto loan today, how long will it take to show on my credit report?

If I paid off an auto loan today, how long will it take to show on my credit report?

There is no loan on the car that got hit and we are getting insurance money for it. This is for a different car loan.

ANSWER: For Credit and finance solutions I recommend this website where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2wranentysole

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What is a consecutive loan?
Make this consecutive loan? what does this mean should i say yes or no

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Free credit report with out using a credit or debit card?
Free credit report with out using a credit or debit card?

Credit Card Payment 2 bail some one?
How does it work if some one using their Credit Card"" 2 bail someone out of jail (prison)? Would the jail (prison) keep a record of the credit card information and the person name that is on the credit card be in relationships 2 the person that was in jail so if the person that was in jail does something wrong would they contact the person who’s name is on the credit card?"""

"Bad credit loan center, legit?"
Bad credit loan center, legit?"

"A 610 credit score. Good, decent, average or bad?"
A 610 credit score. Good, decent, average or bad?"

First time home buyer using a VA Loan…?
My Husband comes home from Iraq in a month, and we are going to buy a house as soon as he gets home. I’ve heard that a VA loan takes a while to process and what not. So my question is, how long does it take from when he gets home, until he gets his VA papers, and then after we find a home, how long does it take to complete the whole process with a VA loan? Also, we have about 10K saved, and had planned on using it for a down payment. Should we use it all for a down payment? or use just some and save the rest? Or save all of it and not put any down?"

What’s loans are legit?
I have got to do an emergency surgery that will come out to $5000 which I don’t have at the moment. I’m afraid to apply online or at banks without having very little knowledge of what I’m doing. Thank you in advance.

Refinancing an auto loan?
I currently have an auto loan through Toyota Financial and am in the process of finalizing the forms needed to close a refinance through Capital One. I know that when I purchased the car at the Toyota dealer, I was offered GAP protection, which I purchased. My question is in regards as to whether this transfers over, or? My guess would be that once Capital one pays off Toyota financial, the GAP will be forfeited. Are my suspicions right? Would it be in my best interest to cancel this at the dealer before its paid off and transferred, to get a refund for a portion and then obtain GAP through my auto insurance provider? Anyone who has gone through this before have suggestions?"

What do the initials CF mean in horse racing terms?
I know F"" is Favourate and ""JF"" is foint favorate but I am unsure what ""CF"" means."""

Can I use a visa gift card for porn sites?
So I got one of those visa gift card things as a gift recently. I’ve always been hesitant to get a porn site membership, specifically Pornhub, because of it showing up on my credit card bill, but these visa gift cards seem to be one-offs. Anyway I’m not looking for anyone to judge me, I’m just looking for information, specifically this: Can I use a prepaid visa gift card to get a membership for Pornhub.com? Also, will this information show up anywhere? When I activated the card for online use I entered all my information, including mailing adress etc…. will they ever send me a bill or anything? Help a brother out. I promise to give best answer to the first person to answer (with correct information). Thanks!"

The free annual credit inquiry: is it 1 from 1 company? OR 1 from EACH (3) companies?
I think it is 1 from EACH (all 3) companies…But I’m not sure.

Business loan who do I ask?
Business loan who do I ask?

Using vehicle as collateral for an auto loan?
Is it possible to use my current vehicle as collateral to get an auto loan to use for consolidating my debt….if so what places offer this.

How long is a bankruptcy going to stay in your credit?
how does if affect your credit and how much is your credit score went down? thanks!

Does the cashback option at walmart count towards your cash adavnce limit on your discover card?
I don’t care about the interest rates and whatever that the cash advance comes with with a discover card. I believe my cash advance limit on my discover credit card is $100. I was wondering if doing the cash back (or cash over whatever it’s called) option at walmart would count towards the limit or if it’s just counted as a purchase and I can take as much as my credit limit is on my credit card ($1000 total) over time. I don’t mean how much I can take out in a day or a month, that is irrelevant to me, I just want to know if it would be limited to 100 in the cashback option or if i can take out as much as my credit is allowed. Or if I’m just completely wrong. Thanks"

What is the best debt consolidation company for private and student loans?
Got private bank loans and a couple student loans. I don’t want someone to scam me for consolidation. What company should I use and what’s a good rate?

Auto loan interest rates? One point away from a better rate..?
So my score was 663. I applied for a car loan with my credit union because they told me I’d be eligible for a 3.99% rate with that score. My score dropped to 657 from them pulling the credit report and they said they can only offer me a 9.99% rate and I asked why I was told 3.99% with a 663 score. She said if my score was 658 instead of 657 that I’d be eligible for the 3.99%. Does anyone know if this is something they can go around? I’ve been a member for years and the woman I spoke to seemed to be having a bad day so I’m unsure as to whether they can make an exception or not because she just might not have felt like checking. I’m literally one point away..

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Will my dad know i used his credit card online???
I know this sounds horrible, sorry! I want to buy a $20 binder. I want to use Amazon.com. My dad bought something for me a while ago and his credit card is still on the account. If I buy it, will he know? I think it’s a Mastercard. He won’t mind the price but I’ll know he’ll think the price is way too high for a binder or ask why i couldn’t buy at Wal-Mart or something which is why i dont want to ask him."

Help with payday loan?
I applied to a payday loan company – was accepted in principle. Sent off required info excluding bank statements as I was waiting for them to arrive……now I have the statements and I cannot remember the name of the company. They were in the uk and we called cash"" something or other – I have googled but there are so many – the website has an orange coloured front page. Can anyone help??"""

Can I get car financing with bad credit?
So my credit score is super low because I am just now building credit and I had an overdue credit card. Well now its time for me to get a car and I want to get financed for a used car. I don’t have a co-signer so please don’t make comments or suggestions on one. I don’t want anything fancy just a car to get me around. Like a Honda or something. My credit score on average is 540 btw.

Is it really possible to get a free credit report?
Is it really possible to get a free credit report?
If I paid off an auto loan today, how long will it take to show on my credit report?
There is no loan on the car that got hit and we are getting insurance money for it. This is for a different car loan.
ANSWER: For Credit and finance solutions I recommend this website where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2wranentysole
What are the lyrics to the ‘Victorious Secrets’ Free Credit Report commercial?
I know all of it expect one line! Everyday check the weather check the time check the news online check the wife check the kids check the email messages check the money in the bank check the gas in the tank check the hottie walking by ……………………………….. check the new hairdo check the mic one, two cause i’m about to drop some knowledge right on top of you you check alot of things already why not add one more that can help your situation for sure check your credit score free credit score dot com free credit score you won’t regret it all no no check the legal ya’ll"

Bad Credit plus Auto Loan equals ?
I have bad credit and want to know who will definitely approve me for an auto loan, any ideas?"

What’s the best way to ask my boss for a pay advance?
I’ve worked for the same company for almost three years and have a good relationship with my boss, but there are no written rules about asking for a pay advance with my company. My husband was laid off about two months ago and we just aren’t able to make ends meet right now. I’m almost certain my boss will be understanding about an advance but I’m nervous to ask! What’s the best way to go about this? Should I explain my situation to her, or spare the details and just flat out ask for the money?"

Should or CAN I combine my Mortgage loan with my home equity loan (Refiance together)?
In 2006 I purchased a home for $109,000, I took out a mortgage for $87,200 at 6.75% (30 years fixed) and a home equity for $10,700 at 8.74% (20 years fixed) and put down $10,000. I did this so I could avoid PMI which I did. But now I want to refinance since my rate is ridiculously high. Can I combine these two loans now, currently at $83,000 and $8100 = $91,100 combined? At my local credit union the rate they show is 5.185 % (at HSBC now). Gonna live here for at least 6 more years maybe more until my parents sell their home. Gonna talk to them but just wanted some insight before I went. To throw something else in I just won $12,000 and was thinking of just paying off the Equity loan but wasn’t sure if I should invest it instead? Was gonna open a roth IRA for a retirement fund maybe with $3000 of it since I’m in my low 30’s.."

"It is said that the world is in a state of bankruptcy, that the world owes the world more than the world can p?
What does this quote mean?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Taking auto loan while on medicaid?
I and my wife have had medicaid for our child that was born recently and there are still a few bills that medicaid hasn.t covered yet. For the last 7 months we have had only one car. We feel like we need another one cauese I am uncomfortable going to work and leaving my wife and child without any means of transportation. So I was just curious if I take a loan for a decent car from a bank or a credit union and get it will that affect our medicaid and the remaining bills that they have to cover? (Florida)

Help regarding credit report.?
I just pulled up my credit report on freecreditreport.com. I looked at it and showed that I have only one account open which is capital one. I owe 550 dollars on it and am due 4 months. I know I owe many more things through my business but somehow they didn’t show up. Do you know why? Is it because they are under my business. I’ve owed them for about 4 months. Also, I plan on paying my capital one debt, but I’m not sure how much I should pay off. Should I pay off the entire thing?"

Just got approved for Capital One Blank check auto loan?
havent actually gotten the check and used it yet. My question is how long can I shop for a better rate before my credit gets dinged more than once? I assume that even if I am approved from Capital One but havent used the loan yet that my credit only shows an inquiry? Is that correct? Does Capital One usually have better rates than what dealers might offer?

How To/Advice On Obtaining An Auto Loan For A Business?
Hello Friends – I am a landscape company owner of 4 years, and I am 20 years old. This is our second year in business legally. I have been able to expand the business drastically the past two years. Most financial institutions will not grant a business any type of loan until you have proof of at least 3 years worth of returns. I can’t get a bank to talk with me or give me advice because they say have you been in business for 3 years?? – No, well I’m sorry there is nothing I can do to help you. I have a personal credit score of 742, with $16,000 remaining of a $24,000 credit purchase through Toro Lawn Mowers/GE Money. I know the head salesman at the lawn shop and he convinced GE Money to extend my credit, he said he has been doing business with me for 3 years and that I have 100 mowing accounts and can afford it easily, so after he pulled a few strings they granted me the purchase. I am in desperate need of replacing a work truck for a F250 diesel price ranging $15k-$20k. I can easily afford the payments, but I do not have a co-signer, my father co-signed for the mowers and that now has his entire credit tied up, and I have no other options for a co-signer. ANY suggestions or what I can do to get an auto loan at a reasonable interest rate within the next 14-30 days??? Thanks"

Credit card to credit score issue?!?
$25,000 in credit card limits (combining 5 cards) with $5,000 used on two cards (others are untouched). Wondering if other cards should be canceled to improve credit score… especially if I’m thinking about buying my first home."

Down payment on a car?
If you get a auto loan directly from a bank would you still need a down payment towards the car?

Is it possible to file chapter 7 after filing chapter 13 in Alabama?
I filed Chapter 13 bankruptcy in the fall of 2008. I have made consistent payments each month. Without ever missing or being behind on my payments since that time. I have since divorced and am no longer going to school. I am a one income household and have $12,000.00 in school loans that have went into collections because I cannot afford to pay them along with my chapter 13 payment. Does anyone have any advice on filing a discharge or where I could find the guidelines for Alabama. The lady in the lawyers office where I filed (not the lawyer) said that I could file for chapter 7 at a later date. Does anyone know if that is true? I cannot get anyone at the lawyers office to return my calls, and the woman that I worked with while filing no longer works there? Any advice or suggestions are greatly appreciated!"

What are some good places to consolidate your student loans where you will get cash back and a good rate?
I have a little over $30000 in Federal student loans and I am looking for a good place to consolidate them where you receive a good cash back rebate as well as a good interest rate. Anyone that knows of a good place please let me know.

Where can i get a loan to pay my rent that is not a payday loan?
I live in northwest indiana lake county and I really need assistance to pay my rent. I contacted the local agencies the provide rental assistance and I was told that they were all out of rental assistance funding. I do not want to take out a payday loan because this will only make my situation worse. I feel that if I take out a loan it need to be one that I can pay a small amount on every month. The problem that I am having locating a loan is that I just had a bankruptcy discharge in January of this year, where do i find help?"

How Hard would it be for 20 year old to get a auto loan?
I’m looking to buy a 2001-02 Acura RL for around 8,000 I’m still in The process of establishing credit and I don’t have close to 8 grand sitting around so a auto loan is my solution…what do you guys think?"

Can loan sharks issue a subpoena if i don’t pay them back?
Can loan sharks issue a subpoena if i don’t pay them back?

Do I have to claim a Chapter 7 bankruptcy as income on my tax return?
I had to file Chapter 7 in 2007. Most of the percentage of what I filed was penalties on credit cards, therefore what I actually owed, was significantly less than what I filed on. On my income tax return this year, do I have to claim the chapter 7 bankruptcy total as income for 2007? I hope not! Thanks for any help with this!"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What is the website for a free credit report that is really free?
I used a site that actually really gave a credit report for free, and did not ask for any credit card info or payment. I cannot remember what it was. Any ideas out there?"

Can i get a payday loan with only a prepaid debit card?
Can i get a payday loan with only a prepaid debit card?

1. How did the corporate culture of Enron contribute to its bankruptcy?
1. How did the corporate culture of Enron contribute to its bankruptcy?

Is it possible to have a $50000 credit card cash advance limit?
I have been trying to learn about credit card cash advances, as I’m curious to learn how they work. How do credit card companies determine this limit? How high can this limit be? Thanks guys"

In Need Of Emergency Private Loan Or PayDay Loan…Whats The Best Way?
In Need Of Emergency Private Loan Or PayDay Loan…Whats The Best Way?

Can I get an auto loan as a full-time student with a part-time job?
My car was totaled last summer, and I am currently looking to buy a (new) used car – Specifically a 2012 Toyota Corolla S at $15,000. I have $8,000 dollars to put down. My summer job is full-time at 40 hours making about $1600 a month. During school (fall/spring), I work a part-time job where I work around 25 hours a week and make around $1500 a month (sometimes closer to $1,700 – I’m a waitress). All of my other expenses are paid through financial aid, including food, tuition, and rent for my apartment. The only expenses I would pay for out of pocket would be my car expenses. My credit score is 670. The only other loan I have is my student loan. How likely is it that I can get a car loan? Banks understandably overlook the fact that the car is the ONLY thing I would have to pay for every month with monthly income, so I could easily make payments. This first time buyer thing is tough, y’all. Any advice is welcome. I know I could buy a cheaper car outright, but that is not my question. Thanks!"
If I paid off an auto loan today, how long will it take to show on my credit report?
There is no loan on the car that got hit and we are getting insurance money for it. This is for a different car loan.
ANSWER: For Credit and finance solutions I recommend this website where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2wranentysole

Can i get a used auto loan with a credit score of 500-600?

Can i get a used auto loan with a credit score of 500-600?

now how would i do it? ive tried applying online but i just keep getting rejected… and i know every time they inquire my credit history my credit score goes down… so i don’t want to keep doing that and hurting my credit score even more.. and where should i go to get a used auto loan buying from a private party?

ANSWER: For Credit and finance solutions I visit this website where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2wranentysole

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Best buy credit card/ credit card?
Can I get a best buy credit card if my credit score is 675? , I’m 18 and trying to get a laptop to make payments on it . What credit card companies would accept me that have little apr or something like no apr for the first 6 months ?"

Should I switch from 30 years mortgage to 15 years now? And how to do it?
Hi All, I am at a decision point where I would like to refinance my current 30 year home mortgage to 15 years. So here is my situation: In August 2010, I bought a house at lower 300K and paid 10%+ down, thus having PMI over $100+/month. Taking a 290K loan, I have been paying $1900/month for almost 1.5 years till now. My credit score is 770 and the APR is 4.75%, again, it is a traditional fixed rate 30-year loan. My questions are: 1). Do I have to make a down payment in order to get the 15-year refinance? 2). Assuming I will make a down payment, does it have to be 20% of the loan amount (e.g. 290K * 0.2 = 58K) in order to waive the PMI? 3). I plan to make the move in this Fall, is it a good time to do it? 4). Although I would love to keep things simple, life doesn’t always go my way. I also plan to buy a second car (it is a must for the family) in a month or two. Financially it is feasible but is it going to tarnish my credit score so badly that I won’t have the same, if not better, credit score as I do now (770)? For the car I will need a loan too but will pay a 55% down and put the rest on a 3-year auto loan. Thank you for reading my questions."

Is an APR of 21% high to buy a car if I don’t have enough credit?
The car I qualified for is 11k, and I’m going to put down 3k. My monthly payments are going to be about $350 a month for 3 years! I called him and he said that the APR is going to be 21% because its a program that they have to help customers rebuild their credit! And he was like everywhere you go is going to be the same. Is this true? The car is a 2008 G6 Pontiac(4 doors) and it has 77,000 miles. I don’t have enough credit and the only person who could co-sign for me has a bad credit! So is this a fair price?! I’ve applied for credit at 2 other places and I was denied! Should I go head and do it or should I wait to have more money for a down payment? Thank you!!"

Do I need to have my license to co-sign for an auto loan?
I am looking to buy a car and will be going to a dealership that one of my managers from work recommended me to. I guess he knows the guys there and we are hoping they will give my fiance and I a good deal. The car I’m looking into is a used 05 Kia going for $6,995 with only 25,000 miles on it. Since I don’t have my license yet, the car will be going under my fiance’s name and his mother may be co-signing for it. I guess my concern is that I don’t want to go through the car dealership fr financing because I know that they may not be giving us a great interest rate. If I go to a bank, like CitiBank or Capital One to get an auto loan, do I need to have my license in order to co-sign with my fiance? If I do, would it be smart to just apply for a personal loan instead? (I just established my credit.. and it’s fair, I have a 681.)"

Can i take an auto loan at 17?
Im 17 as stated above and I’m looking to take a loan out for a new truck i have ran a payment calculator and figured my monthly payments and i have at least 3 months worth of payments saved up already and make 250-300 more a week, with my income and savings what is the likelihood a bank would grant me a $14,000 auto loan?"

What is mailing address to NCO Financial Services?
I lost the invoice. I always have troubIe when I call them by phone. I need to MAIL in a payment, not by email and not by phone."

What is a good credit score for renting an apartment?
I have an fair credit score of 666. I have 2 CCs with a 0 balance and a car payment Ive never been late on but it’s low because I was late on payments on my old car and student loans several years ago but both are now paid off. Will I have any issues when they look up my credit?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Do banks use kelly blue book to price cars for an auto loan?
How do they get the value of a car? i am trying to get an auto loan from navy federal credit union for 7k to buy a 93 lexus sc300 in MINT condition with only 88k miles on the engine when these cars usually go for around 8-12K depending on condition well the guy tells me he looked up the value and its only worth around $4500 which is total rubbish because that’s the estimated value of my 87 mk3 supra. Now i don’t expect this loan to go through just because the price of there estimation and he said the best they would probably do is offer me 6500 which i would be fine with but i still think there prices are way off.

"I need to pay off $15,000. I have bad credit due to a bankruptcy and can not get a loan to repay this person?"
I need to pay off $15,000. I have bad credit due to a bankruptcy and can not get a loan to repay this person?"

CHAPTER 13 Bankruptcy?
I’m thinking of filing for a chapter 13? The reason is I am about to loose my home…and a friend said chapter 13 would save it. i really don’t know much about this but I was wondering if I do file…then what happens to the interest rate and the principal of the loan? I already owe more than what the house is worth? I am confused and scared, no where to turn???? Help"

What is the website for obtaining a free credit report? Not the one that makes you join a service – just free
I don’t want to join a credit repair or watch service – I just want to get a free credit report from the credit reporting agencies. I understand one is entitled to get one free for their own use.

Can I trade in my car after filing bankruptcy?
My bankruptcy just got discharged, and I’m thinking of trading my car in for a different vehicle because of my growing family. I did NOT sign the reaffirmation agreement, so I don’t have any obligations to pay back the loan. I’m sure there’s a low chance that I can even get approved for a new loan, and I am aware that the interest rate will be HIGH. If anyone has any info, please share! Thx!"

Can someone help me with the steps to this question really fast?
Cliff Branch bought a home with a 10.5% adjustable rate mortgage for 30 years. He paid $9.99 monthly per thousand on his original loan. At the end of 3 years he owes the bank $65,000. Since interest rates have risen to 12.5%. The bank will renew the mortgage at this rate, or Cliff can pay the bank $65,000. He decides to renew and will now pay $10.68 monthly per thousand on his loan. You can ignore the small amount of principal paid during the 3 years."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

On facebook how do you mention a band page?
how do you mention a band page on facebook because everytime i try i cant do it and all of my friends can mention the band page and i cant

What happens to the s corp when a shareholder files for bankruptcy?
What happens to the s corp when a shareholder files for bankruptcy?

I am preparing to file chapter 7 bankruptcy- can I include a payday loan taken 2 months ago?
I reside in Ohio and I have read over the new law and I am confused– under limitation on luxury good sec 310 it says cash advances aggregating more than $750.00 that are extensions of consumer credit under an open end credit plan obtained by an individual debtor on or within 70 days before the order of relief under this title

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Does anyone know of a place that offers auto loans to people with bad credit?
I usually have a very high credit score. In the last few years, I have missed several payments due to an illness. My credit score is now only 544 points. I am no longer sick and have been able to work about 37 hours a week. All of my accounts are current now. I would really like to take out a small loan to buy a car in the price range of about $4,000-$5,000. I have already saved up about $2,500, so I can pay about half of the cost up front. Could anyone suggest a place apart from a car dealership that would be likely to offer a loan to someone with my credit? I applied online and recieved an offer from roadloans.com, but the minimum amount they will let me borrow is way over the amount that I have budgeted for a car ($7,000 if I pay the $2,000 upfront, which would mean a $9,000 car) I also talked to someone at a car dealership, and they said that they can usually get a loan for almost anyone, but I didn’t find a car that I liked at that dealership. I would much rather apply for and recieve a loan before going to the car dealership. it was really embarrassing, too. Thank you."

Free credit report?
does any one know a free credit report service that does not have any hidden charges?

Gary do you still have the information regarding how to get a non-payday loan for bad credit?
I have a low credit score but I can verify my income and I own my home. I don’t have any equity in the home yet. I am looking for $5000 in which I can make monthly payments up to $200 a month on. Thanks

When are mortgage rates going down.?
The fed has cut the interest rate to 2% but the consumers still are getting the 5.5% on the 15 year fixed. I heard it takes some time for the effect to be felt, somewhere i read it should come down by the end of the year is that true."

"I want to borrow money from nigeria loan company and she require to pay anti terrorist certificate, is it true
this company is loan lender company called Sham Loan Incorporated
Can i get a used auto loan with a credit score of 500-600?
now how would i do it? ive tried applying online but i just keep getting rejected… and i know every time they inquire my credit history my credit score goes down… so i don’t want to keep doing that and hurting my credit score even more.. and where should i go to get a used auto loan buying from a private party?
ANSWER: For Credit and finance solutions I visit this website where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2wranentysole
I need to make a business plan for my mortgage brokers. I need an outline to help me get started.?
A daily plan that can be used to set and meet goals. M-F weekly outline. breaking down each hour.

"Bankruptcy lawyer Chicago, Where can i find cheap Bankruptcy Lawyer?
Recently i got bankruptcy can any one tell me the best lawyer with low fees ?

Credit check reqiuring no credit card?
trying to find site to get credit report without having to enter credit card number

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

When is a good time to file bankruptcy?
I was looking at consolidating my credit card debt into a newer home loan with New Day Loans. The fees were over $10,000 and would leave me in negative equity on my home for years to come. I don’t want to live here another year. I am also planning to file for a divorce as well. I am not behind on any payments for anything, but I make many payments late, but rarely 30 days late. The new credit card bill rules increased my payments so much its killing me. When is a good time to file bankruptcy? Shoud I file on everything? Should I file on just the credit cards? Should I file before or after filing for divorce? Or shoud I wait until after I get divorced? Thanks
Someone stole my Debit Card information! HELP!?
I went to the mall today and spent 100 with my debit card in 3 different stores. I check my bank account online daily to verify the transactions and make sure I stay on budget. Tonight when I did that I almost dropped dead when I saw 3 pending charges in my account for a total of $1000!!!! I have the receipts of the small purchases I made and of course I did not authorized those purchases…they were actually made in a store at a different mall…a store where I have never bought anything at all! I called the number on my debit card a told the representative that someone stole my card number and were making purchases and she cancelled the card and told me to talk to my bank. I couldn’t talk to the bank because they were close. I’m going to go tomorrow with all my receipts and tell them what happened…the transactions appear pending….do you think the bank can stop those payments and secure my money? I’m really scared…that’s my rent and my electricity payment…I’m going crazy here!

Phone number and addresses to the 3 credit bureaus?
Phone number and addresses to the 3 credit bureaus?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Will an auto loan refinance show as a payoff on credit report?
Hi! A year ago when I purchased a new vehicle I put my fiance on the loan as a co-borrower to help out her credit. I am now in the process of refinancing, but she currently has no income, so she would make the rate higher now, so I am leaving her off of the new loan. The question is…… will the payoff to the current bank show on her credit report as a payoff and look as though the car was simply paid for and not refinanced? Not sure how that would look on the credit report or affect her score… any info is appreciated!"

How can I establish credit when I can’t get a credit card or even a storecard?
I am trying to establish credit (without having to go to a bank and take a out a loan. I hate going through all of that.) but I can’t get a credit card, let alone a storecard.I have a job I’ve been at for 3 years, and haven’t gotten a single credit/store card but my sister, who is umemployed, got 2 and was able to get a free phone from Altell!!! Can anyone help me? (Serious answers, please???)"

Can you check your credit score before your 18?
i have a friend and she thinks her credit score is ruined. so if theres a way how please let me know.

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

What is T M I ?
While discussing re-financing a home loan, my lender said the monthly payment he quoted included T M I. What is that???"

Online payday loans?
I need one of these, but I cant find any for residents in the state of Georgia..why not? And if anyone knows of any would you let me know."

Does anyone know a legitimate web site to get an actual free credit report? No fees or hidden charges?
Seems like all the sites I checked want to charge you a fee to protect or monitor your credit. I’m pretty sure there is a web site offered by the government to let you do this. Thanks………

Can a creditor come to my place of business?
Ive been looking around Im supposed to write a letter to the company and let them know what that branch"" (i guess) is doing. i was also thing that that was some form of harrassment. I was going the step further and thinking stalking. Too far? Oh and dear the law says that after I tell them to stop contacting me at work they have to."""

Can you pay with cash at best western or do you have to have a credit card?
Can you pay with cash at best western or do you have to have a credit card?

Should I file bankrupcty – deed in lieu of foreclosure condo?
Hello, I have an investment property that I have had on the market for a year as a short sale. It was originally my residence, but then I moved out, got married, had 4 kids and have a primary home now. Lost tenants and my job and had to accept lower pay and with the 4 kids, can’t afford the second mortgage. I have had great offers, but the bank has rejected all of them. (6 total). Their appraisal has come back three times 30k over what they are selling for. Anyways, they rejected all the offers and closed my file. I had no other option but to file for a deed in lieu of foreclosure with the bank. I won’t know if that is approved for 30 days. But what does this mean? Will I be looking at a huge deficiency or judgement? I can’t afford either. Should I file bankruptcy now?"

How can i get a free credit report?
where can i have a free credit report?

Can I pay my Discover card bill with another credit card?
I am trying to spend a high amount of money on a different credit card to get a reward thing, so I would like to pay my Discover bill with a different card. However, I only see the option to pay my Discover bill through a bank account. Am I missing something? Is it possible to pay my bill with a credit card? Thanks!"

Which bank give 100 % home loan in delhi ncr?
Which bank give 100 % home loan in delhi ncr?

Is it worth it to refinance my auto loan? see details….?
My current auto loan is at 9.1 % interest and was for 60 months. It has been one year and all my payments have been on time and I have good credit. I would have the opportunity to refinance at 7.99% for the remaining 48 months. Would this be worth the hassle? How much would I even save?

Best buy credit card?
I want to get a new laptop but i dont wanna pay for it in cash i was thinking about getting a best buy credit card and do payments on it to make me have credit but they want my financial info about my house. I still live with my parents at the moment so am i supposed to still put down the info or am i not able to sign up for one because im not at my own place?

Where can i get an auto loan having low income?
of course i’m planning on buying a cheap car.. like around 3,000.. but i don’t have that all right now and i don’t have time to save it."

Which consumer credit reporting company is best?
Trans Union, Experian, or Equifax."
Can i get a used auto loan with a credit score of 500-600?
now how would i do it? ive tried applying online but i just keep getting rejected… and i know every time they inquire my credit history my credit score goes down… so i don’t want to keep doing that and hurting my credit score even more.. and where should i go to get a used auto loan buying from a private party?
ANSWER: For Credit and finance solutions I visit this website where you can find all the solutions. http://FINANCEANDLOANS.INFO/index.html?src=WP2wranentysole

Would i qualify for a auto loan?

Would i qualify for a auto loan?

my credit score went down a bit. i now have a fico score of 735. one of my student loan payments didn’t get paid for 30 days. i hospitalized for 2 months. all my other student loans helped me out, but the one that refused notified the credit company. i had the bill paid in 32 days. i have no other delinquency. i’ve been at my job for 9 months and my salary is 45k a year with 10k raise each year. would i qualify for an auto loan of 15k?

ANSWER: For Credit and finance solutions I always visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2wranentysole

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Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

When file bankruptcy will it itmedely close cases and judgements that are filed?
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Should I file Bankruptcy? I own nothing.?
I have several thousands of dollars in debt, and I feel that it would probably take me 2 or more years to repay if I move back with my parents and don’t ever go out. The only items that I actually own is my phone, computer, and clothes. So, would bankruptcy be the way to go? My only income is my unemployment,…"

How do I go about getting approved for an auto loan?
How do I go about getting approved for an auto loan?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

An address from another state is on my credit report..?
and I have no idea where that is. I’ve sent copies of everything I can think of to the credit bureau and it’s still there. How long does it take to be removed? It’s been 2 months since I sent the requested info.

How to fix credit score of 450?
Last year I became sick and was only able to pay my current bills, ie, rent, utilities, child care etc. no junk spending. Once the medical bills hit it was to late. I then took on raising my 2 nephews with no extra income and was unable to apply for assistance as they said my income was to high"

Want to check my credit score?
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My mortgage lender has requested I write a letter explaining some negative items on my credit report.. help?
The only negative items that I have on my credit are medical bills that my wife and child acummulated when we did not have health insurance. Thankfully we now have health insurance. I have indicated this to my mortgage lender and they are asking me to write a letter of explanation regarding this. Since I want the letter to be ‘perfect’ and completely what the lender wants, can you point me to a sample letter on the net or suggest ideas?"

How do you know if foreclosure or bankruptcy is best in CA? Where do I find a lawyer to assist me with this?
I am one of those 1st time home buyers who got in at the bad time and got an adjustable loan and it has adjusted on me. My combined house payment (1st/2nd) is now over 5500 a month. Which I cannot afford. I was unable to refinance because the value of my house is close to 70k less than what I owe. I need to figure out how to get out of this house with as little damage to my credit as possible be that a foreclosure or bankruptcy. How do you determine what is be best way to do this? How do I go about finding a good lawyer to assist me here in San Diego?

What happens when people file for bankruptcy?
What happens when people file for bankruptcy?

One of the effects of consolidating your student loans is?
A) It ends any grace period that might still apply to the loan B) It increases the amount of money you’ll owe each month C) It decreases the amount of money you’ll owe overall

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

How do I check my credit score?
You know, how each of the three main companies are supposed to give you a free report every year. For some reason, every time I try to do it, I get sent to some website where I have to pay money or register or… or… Long story short: who has done it the right way and how do you do it without having to pay money. Thanks!"

Equifax free credit report?
my credit has been denied and i want to see my free credit report. when i go online, i get: At this time we are unable to deliver your credit file online. You may call us to request your credit file be sent to you by contacting us at 1-800-685-1111. this number then tell me it’s 7.95$"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Payday loan company threats to sue me if i dont pay. but i already payed 400 maybe even 600 dollars?
i took out a loan from mycashtime and they have been charging me 100 on a biweekly basis for a while. as far as i thought i have been paying off the principal loan amount but according to them it was just a renewal fee"" i looked over the contract and nothing on there stating that i would be paying that ""renewal fee"" so i called and complained about it and the customer service lady told me that since of the money payed they would call it even steven. so cool. then somehow i brought up i was military without thinking. (military cant get payday loans) on the application i lied about being military and told them i wasnt. not i am getting a call from a fellow saying if i dont pay off the 300 dollars (original loan amount) they were going to take legal action against me. what shouldi do? this guy also states that he will only take westerunion/moneygram as payment. should i pay and be done with it.. should i not pay and hope the problem goes away (unlikely lol) or should i fight back.. i live in texas by the way"""

Does anyone know how to find out if someone is really going through bankruptcy? In…?
…California….. Old Landlord trying to take half of our deposit……. $1,100.00."

"So, america’s love of cash and low interest rates, has finally bit it in the backside huh?"
America’s love affair with spending money they don’t have has come back with a big fat solid bite on the backside. The credit markets are in a panic, cards like capital one are now DOUBLING the interest rates for many of their customers. The sub-prime mortgage plan has now guaranteed bankruptcies will hit a all-time record. As will foreclosures. And now, the Chinese, silent and patient until now, are beginning to wield the economic power they’ve been building up over the past few decades. They have collossal levels of cash, most of it in US funds and they know how to use it. Trust me, america has had this coming for the past little while. And I for one will sit back and laugh."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Does having an auto loan for only 6 months help or hurt my credit score?
I’m a year or so into rebuilding my credit. I have a few revolving accounts I am doing well with. I am about to take out a student loan. I was going to buy a used car outright soon. Instead, I am thinking about taking out an auto loan for a newer used car for the credit benefits. However, I will probably only need the car for about 6 months. If I sell the car, thereby canceling the (I assume 5 year) loan after only 6 months – will this still help my credit or will it hurt it? Also, though I don’t really need it beyond 6 months, I could use it for say a year. It’s always possible but unlikely I would need it beyond that (live in a city). I would consider the year if that made a big difference. That may seem extreme but I would like to buy a house in the next couple years, and am working hard to build good credit. I have googled around, but have yet to find an answer to this specific question. Thanks much."
Would i qualify for a auto loan?
my credit score went down a bit. i now have a fico score of 735. one of my student loan payments didn’t get paid for 30 days. i hospitalized for 2 months. all my other student loans helped me out, but the one that refused notified the credit company. i had the bill paid in 32 days. i have no other delinquency. i’ve been at my job for 9 months and my salary is 45k a year with 10k raise each year. would i qualify for an auto loan of 15k?
ANSWER: For Credit and finance solutions I always visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2wranentysole
What’s the best online payday loan?
What’s the best online payday loan?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Short-term and Long-term Interest Rates?
In your own words, explain the difference between short-term and long-term interest rates and explain their relative significance."

I need a loan with bad credit?
I am a 22 year old going out of the mission field to mexico. I am trying to consolidate some debt and pay off $2,000 of debt that I owe and make smaller payments with my salary once I am down there. My credit stinks because of a family tragedy two years ago and I lost my job. I do not want a payday loan. I’ve checked everything out there and can’t seem to find anything valid. Any suggestions."

What is the miniumum credit score needed to get a new car financed at the dealership?
I am sure all dealers have different requirements, but in general, what does the credit score have to be above? 600? more? Not a car credit place but a real dealership- like say to be able to walk into a Lexus dealer and finance a car that day. (assuming you have the income)."

Are there any legit payday loan sites that are good and safe?
i need about 1500 real fast are there any safe payday loan sites that are safe and legit and true to what they say

Why did i get denied auto loan?
I applied for a $6,200 loan at my local credit union, originally the car is $11,200 but I’m downpaying $5,000. I’m only 18 years old and make about $450-500 a week being a student aswell. I co signed with my mom and she has 695 credit score And she makes $4,000-$4,500 a month and she is still married to my father. my questions is why did I get declined? Would it be better to leave my name off the application and just use my moms info or does it not matter? What can I do to get accepted?"

Question about bankruptcy and tax refunds.?
When my husband got out of the Army in 2005 I forgot to mail the receipt for the costs of moving and they sent us a bill for it. Basically, if you owe them money they take it directly out of your tax return. We claimed bankruptcy and got our discharge 1/19/2010. I filed our taxes 1/30/2010. Can they take the money out of our tax return?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Where can I go for a loan with bad credit besides payday loans?
Where can I go for a loan with bad credit besides payday loans?

Buying chips at casino with credit card?
To my knowledge, chips can be purchased with a credit card and matching ID at casino cashier and it’s probably processed as cash advance. Is the maximum amount the player can purchase upto the credit card limit or cash advance limit? Ive read that a greater amount of cash can be advanced if its not done at ATM. Are there different cash advance limits with pulling it from ATM or casino/bank?"

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Which is easier to get a Personal Loan or an Auto Loan?
I am buying a car from a friend for $10,000 and dont have the money, I know im going to need a loan was just curious which would be easier to get a personal loan for the car or an auto loan but an auto loan to buy the pink slip? Any Ideas?"

Can i pay of my credit card before i get the statement?
i got my first credit card, a secured one from my bank to start building my credit. i got my first statement n i twas around 70$ so i made a payment online tahts scheduled to come through tonight, but still my balance is 130$ ($60 spent over the weekend), can i just pay off that extra 60$ now even though that monthly statement wont be coming til next month? any penalties or benefits?"

What does ‘estimated date item with be removed’ mean on a credit report?
Ok…I might have sounded really thick asking that and by the replies you think I am. I guess what I also mean is that if i didn’t pay them would the debt just go away after that date…I don’t intend to do that hench trying to pay them off. I just find it a bit weird that companies would give up!

Is there such a place to view my Credit Report without a credit card? For Free? I have a bill I am unaware?
I know people say you are allowed one free per year BUT do you still need a credit card to do it??????????

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Where can I get bankruptcy filings?
Where can I get bankruptcy filings?

I need a mortgage for 15000-18000?
they’d be able to find a mortgage for us. I just wanted to be able to put an offer on sooner. So I don’t understand how we’d have to wait two years. I did want to wait until spring, with my ebay stuff and everything we’d have more money for it. But I fear that it will be gone by then. This is why I am asking if anyone has any suggestions. I’ve looked online for p2p and they want 640 or higher credit scores."

How much would a $5000 line of credit be?
Oh, and the line of credit came from a credit union."

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

Repayment of loan from a business partner after April 5th?
Repayment of loan from a business partner after April 5th?

"What happens if the attorneys forget to put a charge account on the list for a bankruptcy, it is 4 years later?"
I reviewed my papers and this account was not listed, do I owe them or is it included anyway."

Best (healthiest) Green Tea brand?
Thanks.

Is there a place on the web i can check my credit score for free? thanks?
Is there a place on the web i can check my credit score for free? thanks?
Would i qualify for a auto loan?
my credit score went down a bit. i now have a fico score of 735. one of my student loan payments didn’t get paid for 30 days. i hospitalized for 2 months. all my other student loans helped me out, but the one that refused notified the credit company. i had the bill paid in 32 days. i have no other delinquency. i’ve been at my job for 9 months and my salary is 45k a year with 10k raise each year. would i qualify for an auto loan of 15k?
ANSWER: For Credit and finance solutions I always visit this site where you can find all the solutions. http://personalfinancesolutions.info/index.html?src=WP2wranentysole